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Aadhaar Enabled Payment System (AEPS) - Go Cashless

Aadhaar Enabled Payment System is a type of payment system which is basically based on Aadhaar card number and enables a user for the cashless transaction. Aadhaar enabled payment system is also known as AEPS. It is the service which aids us for basic banking actions like cash deposit, withdrawal, money transfer, and mini-statements.

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This service is an initiative by the National Payment Corporation of India which is enabling us to complete a financial transaction without the use of credit card/debit card/ cheque book.

- OV Technology’s AEPS service

OV Technology is one of the best AEPS service provider company in India. Our AEPS software will allow cash withdrawal or balance inquiry service for the bank consumers and admin of our software will earn deputation on each cash withdrawal and transactions.

As well, the admin of the software can distribute AEPS transaction amount for their AEPS agents in real time through e-wallet as our company provides bank settlement in real time via e-wallet. However, AEPS agents also get the deputation by each and every transaction by the consumers.

- How to use Aadhaar Enabled Payment System?

  • Go to micro ATM or any Bank correspondent or center or any shop which have this AEPS facility
  • Provide your Aadhaar identity number and your bank name where you have an account
  • After providing your unique identity number, choose which bank action you want to perform
  • Provide verification code as FingerPrint impression via biometric scan machine which is connected to the AEPS software
  • If your FingerPrint is verified and approved then your action will be automatically performed
  • Then collect your payment or transaction receipt from the place where you performed your action.

- How Does Aadhaar Enabled Payment System work?

Whenever any consumer goes to micro ATM or Business correspondent or center or any shop which is equipped with this AEPS facility through AEPS software for any type of transaction, he/she should provide their unique identity number, bank name and fingerprint impression for the verification to the BC.


Here, Business correspondent shares these details with the National Payments Corporation of India. This checks the ID and Unique Identification Authority of India (UIDAI) to verify and validate the consumer identity. As well, it checks the funds of connected account and performs the action. Hence, it is known as the root process of Aadhaar Enabled Payment System.

- Services Provided by the Aadhaar Enabled Payment System (AEPS)

Our Aadhaar enabled payment system will provide some basic financial transaction services for our consumers as follows

  • Cash withdrawal
  • Cash deposit
  • Fund transfer
  • Balance inquiry
  • Payment transaction

- Features and Benefits of Aadhaar enabled payment system

Here, we’ve mentioned some of the main features and benefits of Aadhaar enabled payment system.

  • Simple to use
  • Safe and secure process
  • Every account has a Unique Identity which makes it authentic
  • Compatible across various banks
  • Only required unique Aadhaar card number and biometric verification to perform a particular action
  • Code verification and OTP system consolidation
  • Secure payment by AEPS API provider company

- How Agent can Register for AEPS service?

Earlier our AEPS service provider company had to register for Aadhaar enabled payment system service by manually issuing KYC and they have to wait for the approval. But now, agents can register for AEPS service via the e-KYC process. Now, with the new upgraded process agents only have to use their FingerPrint using the biometric machine.

Are you looking to start an AEPS service? Then, we - the OV technology is here to serve for you to improve your business.

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